This can maximize your redemption value to up to 4.5%. 9. 20,000-Point Initial Bonus:Wells Fargo Propel’s 20,000 bonus points (worth $200) is about what the average rewards cards will give you: 22,318 points/miles. I’m excited to see a rewards card with no annual fee and options for redeeming rewards that are both easy and forward-thinking. More on that in a moment. It offers solid rewards, a 0% intro period, and cell phone protection when you pay your bill with your card. A no-annual-fee card won’t come with lots of perks and benefits, but the Propel Amex has a standout in its cellphone protection, also available on several other Wells Fargo cards. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America. You’ll also earn 1x points back on other purchases. Earn 20K bonus points when you spend $3,000 in the first 3 months. But the real highlight of this card is the bonus categories. For a no-annual-fee card, the rewards are very generous. The latter two are especially interesting because you won’t find them on most other credit cards (especially ones with no annual fee) and you’ll reap rewards on them every month. Terms apply to the offers listed on this page. So it doesn't hurt to have both cards in your wallet. Write to Anna G at feedback@creditdonkey.com. Currently, these streaming services are eligible for 3x points: Chase Sapphire Preferred. Please view our advertising policy page for more information. The Points Guy will not sell your email. Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value Follow us on Twitter and Facebook for our latest posts. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. An applicant’s Wells Fargo Propel approval odds are best if they have a credit score of at least 700, which is the start of the good credit range. Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. The card details on this page have not been reviewed or provided by the card issuer. Our Rating: 4 Out of 5 Stars We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services. This last category (popular streaming services) is especially interesting. The Wells Fargo Propel American Express® card is the newest member of the Wells Fargo credit card family. The lack of an annual fee makes it perfect for beginners who aren’t ready to commit to an expensive premium card or who may not feel as comfortable redeeming transferable points. Wells Fargo Propel American Express Card is one of the best cash back credit cards on the market. So if you have this card, then you can pool your points and use it for higher value for airfare. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. †Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. Wells Fargo has a slightly confusing restriction on welcome offers, so be sure to check your application history carefully before applying. It has a generous welcome offer, a long intro APR period on balance transfers and purchases, a cell phone protection program and a whole lot of security and protection features — all without … Get the Wells Fargo Propel American Express® card card today. Wells Fargo has a reward-heavy credit card without an annual fee. Card Rating*: ⭐⭐⭐½. CreditDonkey does not include all companies or all offers that may be available in the marketplace. With more credit cards moving in the premium direction, there’s even more value today in a good card … The information for the Wells Fargo Propel card has been collected independently by The Points Guy. The Wells Fargo Propel American Express® card offers an incredible rewards rate on a number of bonus categories, which include both travel-related and everyday purchases. Right off the bat, new cardholders can accumulate 20,000 bonus points for spending $1,000 in net purchases (purchases minus returns/credits) during their first three months as cardholders. Disclaimer: The responses below are not provided or commissioned by the bank advertiser. It has high reward potential with 3x points in popular categories not often offered by other cards. Every credit card has its perks. There are three cards on the market that you can compare with the Propel Amex. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. On its own, your points on the Wells Fargo Propel can be redeemed at the rate of 1 point = 1 cent. Could this card be the perfect no-annual-fee card? In combination with another no-annual-fee Wells Fargo credit card, the bank’s Wells Fargo Visa Signature® card, the Propel can make these categories some of the most valuable on the market. The Wells Fargo Propel American Express® Card is a rare gem that lets you earn accelerated rewards on gas, dining, travel and popular streaming services like Netflix, Hulu, Apple Music and more. Maximum APR 26.99% is a little bit high. The Wells Fargo Propel does not charge an annual fee (the Propel 365 is $45 annually after the first year). You’ll earn 3x bonus points on travel (flights, hotels, taxis, ride-hailing and car rentals among others), dining (which Wells Fargo defines as “eating out and ordering in”), gas stations and popular streaming services. Those cards are good for people who are highly organized and like to plan out and track their card spending each month. Wells Fargo Propel review Who is this card for? To get the most out of a credit card, you simply have to make sure the card’s perks align with your habits and preferences. The Wells Fargo Propel American Express card affords its users a lot of opportunities to gain points and use them in a meaningful way. When you pay your monthly bill with the Propel, you can get up to $600 in protection (subject to a $25 deductible) against covered damage or theft. You get an annual $300 travel credit, unlimited lounge access via Priority Pass, and Global Entry application fee reimbursement. © 2021 THE POINTS GUY, LLC. Why We Like It 3X points for gas, dining out, travel, and eligible streaming services See important exclusions below (on page 2 if … Furthermore, you are only allowed to qualify for a Wells Fargo credit card once every 6 months. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. Posted on February 6, 2018 by Daniel Gillaspia. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Wells Fargo has made the Propel a serious competitor among no-annual-fee credit cards. This site may be compensated through the Advertiser's affiliate programs. This means that although you don’t have the ability to score better-than-average redemptions (at least not with this card alone), you also don’t need to agonize over award charts, award availability or always getting the best redemption value. For example, right now I'm refraining from going to the grocery so I can do a $400 purchase of groceries I would normally get (usually I spend $200/month). Previously, it was difficult for a customer without an established banking relationship with Wells Fargo to get approved for a Propel card. And if you have the right one-two combo of Wells Fargo credit cards, you might be able to even get 50% more value out of this bonus, bringing your haul up to $300. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. This page includes information about the Discover it Cash Back card that is not currently available on The Points Guy and may be out of date. If you pay for (or desire) cell phone protection for absolutely free, this is the card you want in your wallet. Wells Fargo Propel: Wallet-Friendly Features of the Wells Fargo Propel American Express® Card. Sapphire Reserve is the luxury sibling of the Preferred and has a $550 annual fee. bonus categories on Chase and Discover’s offerings. Using this combination, your standard 3x bonus categories with the Propel can multiply to 4.5x points or even as high as 5.25x points, depending on your spending patterns. UponArriving has partnered with CardRatings for … Disclaimer: The information for the Wells Fargo Propel American Express® card has been collected independently by CreditDonkey. From 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. The following are eligible for 3x points: Eating out and ordering in from these places are eligible for 3x points: Bakeries, grocery stores, and other places that don't serve food aren't considered eating places. Related reading: Best no-annual-fee credit cards. The card has a historic high signup bonus worth $300, and if you have right two-card setup from Wells Fargo, it could be worth $450. With more credit cards moving in the premium direction, there’s even more value today in a good card that has no annual fee. These cards, in tandem, offer some of the most valuable bonus categories on the market. The card details on this page have not been reviewed or provided by the card issuer. Wells Fargo Propel American Express® Card is not good for those who want to have credit card with bad credits. Opens in a new window. I would like to subscribe to The Points Guy newsletters and special email promotions. The Wells Fargo Visa Signature card allows you to use the points for 50% more value when redeeming for airfare on the Wells Fargo travel portal (10,000 points = $150). I The earn potential isn't as great as the Propel. Disclaimer: The information for the Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. And since you can pool your Go Far Rewards between Wells Fargo cards, you have the ability to earn a higher value from your points. In the past, Wells Fargo wanted you to have a banking relationship already established before you opened their credit cards. Significant welcome bonus: You can earn 20,000 points when you spend $1,000 within the first 3 months of account opening. The Wells Fargo Propel American Express Card stands out among other cash-back credit cards with no annual fee, bonus points for new cardholders, and awards cash back on popular categories including flights, dining, and streaming services.Use this card to rack up unlimited rewards for all your spending, plus the redemption options are easy to use and understand. 5% fees for balance transfer and cash advance high. But even if you’re not eligible, it still might be worth applying to get those bonus categories with no annual fee. The Propel Amex does a great job of supplementing standard bonus categories with some new and exciting ones. The no-annual-fee Wells Fargo Propel American Express® card offers solid earning rates, especially in millennial-friendly bonus categories such as streaming services, dining and travel. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. You can also redeem for statement credit (in increments of 2,500 points for $25), for travel, gift cards, and more. If you want to do this, make sure you apply to the Propel first, so you can receive the welcome bonus. Wells Fargo Propel American Express® Card offers a large bonus promotion, 3x bonus categories, and has no annual fee. Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Wells Fargo Propel AmEx Review: No Fee, So Much Value It may not have a lot of fancy perks, but no other card lets you rack up such rich rewards on such a … Counterpoint: If you spend mostly on groceries and gas, check out these credit cards instead. You get 3x points in many popular categories, making it a great, well-rounded card. $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. The main draw of this card is the luxury travel perks. The other two cards you might look at in comparison to the Propel Amex are the Chase Freedom (No longer open to new applicants) and the Discover it Cash Back, both of which have rotating sets of 5% capped quarterly categories (after enrollment, on up to $1,500 in purchases per quarter). There are a lot of reasons to seriously consider Wells Fargo Propel. How to Get the Most Out of the Propel Card, Rapid Alerts that instantly notifies you of any suspicious or unusual activity, Zero liability protection if you report unauthorized transactions right away, Chip-enabled cards to help deter fraud at the register, Hotels, motels, timeshares, and homestays (like Airbnb). If you spend a lot on the rewards categories, it won’t take long to rack up points with this card. CreditDonkey is a credit card comparison and reviews website. You can earn bonus points when shopping at partner retailers - sometimes as high as over 10%. The card details on this page have not been reviewed or provided by the card issuer. We may receive compensation when you click on links to those products. “Travel” means more than just flights booked directly with an airline, and “dining” includes restaurants but also fast food outlets and “drinking places.” The fact that all the bonus categories are the same uncapped 3x points means the Propel card can function as a one-stop option for many people by offering a competitive rewards structure without requiring too much work or any annual cost. Please view our advertising policy page for more information. New to The Points Guy? 1:1 point transfer to leading airline and hotel loyalty programs, Earn 3X points on eating out and ordering in. The Wells Fargo Propel American Express® card has taken the best parts of almost every credit card category and bundled them up into one colossal piece of metal (not plastic!) This card has something for just about everyone. Read more about Go Far Rewards and the options below. 2021 Review, Application & Rates " The Wells Fargo Propel American Express® Card is, in our opinion, the best card offer from Wells Fargo. They both offer 1% cash back on all other purchases. This card is now quite literally for everyone. Wells Fargo Propel Card Review. One is the Citi® Double Cash Card, which offers a fixed 2% return on all purchases — 1% when you purchase and 1% when you pay. No Foreign Currency Conversion Fee. That’s pretty good for a no annual fee card, so here’s our Wells Fargo Propel card review. You do not have to use our links, but you help support CreditDonkey if you do. The Propel Amex is offering a bonus of 20,000 bonus points when you spend $1,000 in purchases in the first three months of account opening, which works out to $200 in either cash back, travel rewards or gift cards. Generoso, e un bonus relazionale addolcisce ulteriormente l'affare per gli spesi moderati. 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